Understanding your coverage and payment options at Bell Creek Dentistry
Bell Creek Dentistry believes cost shouldn't stand in the way of the care you need. Whether you have dental insurance, are exploring financing, or aren't sure what your plan covers, our team is here to help you understand your options and confidently choose your treatment.
Bell Creek Dentistry is in-network with Delta Dental, Anthem BCBS, Aetna, MetLife, Cigna, United Healthcare, and Guardian, giving most Hanover County families a straightforward way to use their existing benefits. If you're not sure whether your plan is covered, our team can check your benefits before your visit so there are no surprises when it's time for treatment.
In-network means we've agreed to accepted rates with your carrier, while out-of-network means your plan may still help cover part of your care, just at a different reimbursement level. We're happy to walk you through what that actually means for your treatment plan and your out-of-pocket cost.
Bell Creek Dentistry currently accepts Delta Dental, Anthem BCBS, Aetna, MetLife, Cigna, United Healthcare, and Guardian, giving most Hanover County families an in-network option. If your plan isn’t listed, our team can still help you understand your out-of-network benefits and what to expect for reimbursement.
We know dental insurance can be confusing, from figuring out what’s covered to understanding the difference between in-network and out-of-network care. Our team is happy to walk you through your specific plan before treatment, so you know what to expect with no surprises at checkout.
Not every treatment plan fits neatly into an insurance benefit, and not every patient has dental insurance. For patients who want to spread out the cost of care, we offer financing through CareCredit and Cherry, a third-party healthcare financing option that lets you pay over time.
Not having dental insurance shouldn’t keep you from the care you need. Our team can talk through your treatment options and payment plans directly, so you can choose what works best for your budget and your smile.
A few common questions about insurance and payment at Bell Creek Dentistry.
We’re in-network with Delta Dental, Anthem BCBS, Aetna, MetLife, and Cigna. If your plan isn’t listed, contact us and we’ll help you understand your out-of-network benefits.
You still have options. We offer CareCredit financing, and our team can talk through a payment plan that fits your treatment and your budget.
It depends on your plan and the specific procedure. We’ll go over your estimated coverage and out-of-pocket cost before any treatment begins, so there are no surprises.
Schedule your appointment today for personalized care that puts your comfort first.
